The European consumer credit industry is currently confronted by far-reaching change: stricter regulations, increased cardholder awareness with regard to risk and fraud - all this against a backdrop of economic recession. All these elements spur us to re-examine the way in which consumer credit is organized,, managed and sold. Could it be time for lenders to review their operating procedures and models, which are starting to show their age? Alternatives are available, such as the outsourcing of all or some of their credit calculation operations.

Major European retail names have entrusted Monext with the development and management of their consumer credit operations. Monext's credit management solution covers the entire loan and consumer credit life cycle from account opening with its associated credit score, to account management and payment collection. Our platform's flexibility enables us to cater to all credit requirements: revolving credit, purchase loans, fixed payment loans, instalment payment (subject to interest or interest-free) and more. Designed to meet the needs of European consumers, our solution has proven to be flexible and secure (PCI DSS), as well as offering our customers excellent levels of service quality.

By entrusting Monext with the management of your credit operations, you'll have access to a solution that's specifically tailored to help you develop a Europe-wide presence. Thanks to the adaptable nature of our solution, together we can develop a range of credit products that are perfectly suited to the requirements of your business and your customers.